Since our founding in 1979, BUA has been driven by a commitment to agents and their clients.  As Ohio’s largest full service, wholesale Brokerage General Agency, we serve thousands of insurance professionals across the country.  Our agent resources, case design and underwriting expertise provide you with products and customized client solutions not available anywhere else. Whether you're a longtime BUA broker or about to write your first case, we strive to make brokerage better.

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BUA has partnered with the life insurance industry's most groundbreaking paperless term solution yet: Vive.

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In a word (or three): service to agents.

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10-10-2019

Prudential's Classification of E-Cigarette Users is Changing on October 21st

As you are aware, vaping has been at the center of the news over the past few months and linked to a few deaths and multiple illnesses.  There have been warnings from the FDA, federal government and some states banning the use of flavored e-cigarettes.  Prudential took a stand a few years ago when e-cigarettes started gaining popularity to treat them similar to the way they assess the use of cigars, pipes, chewing tobacco, etc.  Prudential treated e-cigarette users as non-smokers and offered Non-Smoker Plus as the best class.   With the recent attention, Prudential has decided to change and classify e-cigarette vaping as a smoker. Effective with applications dated 10/21/2019 and later, users of e-cigarettes will be treated as smokers and be treated the same as the cigarette smoking guidelines.

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