Immediate Attention Needed: Prudential VUL Protector® Is Changing June 23

06-12-2025

What's Changing?

The 2025 VUL Protector® introduces enhancements designed to give clients more control over how they balance protection and growth:

• New No-Lapse Guarantee (NLG) Structure:
• Base policy includes a 5-year NLG
• Optional riders extend NLG to age 90 or lifetime

• Refreshed Investment Menu:
• Expanded index fund and target date fund options
• New downside protection choices through defined outcome and protected equity options

• New Pricing Model: 
• More competitive base pricing for cash value-focused solves

New pricing structure for optional NLG riders