“I couldn’t do anything. I had to lie at home for months. I couldn’t sell. I couldn’t get out there. Dealing with people face to face is my bread and butter. I could have lost a lot of money. Knowing that I had these benefits coming helped the business certainly, but it also gave me piece of mind.”

-Bill W, Overhead Expense Insurance Claimant

When business owners become too sick or hurt to work, they not only face losing their personal income, they face the risk of losing their businesses as well.  

Business owners need help in understanding the threats a disability can pose and the solutions available to help protect the businesses they've worked so hard to establish and grow.   We can provide business income protection solutions for a wide range of occupations and incomes from reputable and competitive carriers.

Overhead Expense

Business Over Expense insurance reimburses a business owner for expenses incurred during a disability.  

Business Loan Protection

Covers loans taken out for business purposes in the event of a disability.

Key Person Replacement

Provides benefits to a business in the event a key employee who is critical to the success of the business become totally disabled.

Disability Buy-Out

Funds a buy-sell agreement to buy out a totally disabled business owner on a reimbursement basis.

BUA offers a variety of income and business planning solutions for a wide range of occupations and coverage needs.

Request A Disability Income Quote