Short Term Medical Insurance

Are your clients between health insurance plans?

Short Term Medical Insurance (STM) helps protect your clients during coverage gaps, and offers medical coverage with an affordable premium.

STM provides the peace of mind and health care access your clients need at affordable prices.

IHC Short Term Medical Quoting & Enrollment Portal

Please note:

While STM coverage is a cost effective alternative to going un-insured for short term health insurance coverage needs, it is important to remember the following:

STM policies are medically underwritten.
STM policies do not cover pre-existing conditions.
STM policies are not considered compliant plans under the Affordable Care Act