John Hancock: Introducing Total View Credits


John Hancock is excited to announce the launch of Total View Credits — a new opportunity for even better decisions on your mildly substandard cases.

Key highlights:

•              Total View Credits offers the opportunity for up to a two-table improvement on mildly substandard cases (maximum rating of 200%) — up to Standard

•              Available for ages 18-70 on all traditionally underwritten products (individual and survivorship)

•              Credits will be applied based on the information available (i.e., what is included in the application, through medical records, in the exam, etc.)

Most importantly, you don’t have to do anything to ensure eligible clients are considered. The underwriters at John Hancock will take their routine approach on each case you submit, assessing all aspects of the proposed insured’s profile. If the applicant is rated mildly substandard, the underwriters will then look for the additional favorable health and lifestyle attributes that will qualify for credits.

So on your next case, think John Hancock first. They share your desire to give clients progressive and highly competitive underwriting offers — whether they are Super Preferred or substandard. With Total View Credits, John Hancock will now be able to offer better decisions on your more challenging cases. Refer to the resources below to learn more.

Please give our sales team a call at 800.792.6795 if you have any questions or if you need assistance with submitting your next John Hancock application!