Cincinnati Life - Termsetter ROP Rate Update
08-01-2023
Effective August 1, 2023, Cincinnati Life has repriced their Termsetter ROP product. The latest Termsetter ROP reprice presents an overall rate update for all term periods with rate reductions in many areas. Decreases can be found in:
- All rate bands
- Younger ages
- Longer term durations
- Preferred and Preferred Plus rate classes
Cincinnati Life continues to offer the following advantages:
- A+ rated by A.M. Best
- Actual age rating
- Non-cigarette tobacco users are eligible for nonsmoker rates
- Fully commissionable policy fee ($75)
- Minimum death benefit of $25,000
- Fully convertible through the end of the term period or the policy anniversary following the insured’s 70th birthday, whichever comes first
And as a reminder, Cincinnati Life is available on Vive!
Please give our sales team a call at 800.792.6795 if you have any questions.