Individual & Family Protection Options

BUA has built a strong reputation for providing access to high-quality health insurance to help members improve their overall health and better manage healthcare expenses.

We offer an array of health insurance plans for individuals, families, and retirees. These programs not only encourage members to live healthy lifestyles, but also put emphasis on preventive care.  We also offer affordable dental, vision, and life plans to help members achieve the best possible health and quality of life.

Important:

We recommend using the online provider look-up tools to verify provider participation prior applying for coverage.  The networks individual plans use can be very different from the employer group plan networks offered by the same carriers. 

If applying outside of Annual Open Enrollment Period resulting from a qualifying event, documentation detailing the circumstances of the qualifying event is a required part of the applications process. If not experiencing a qualifying event, we can provide short term medical options until the next Annual Open Enrollment Period. 

Not all carriers are available in all Ohio counties.

We do not offer every plan available.  Any information provided is limited to those plans we do offer.   Please contact healthcare.gov or 1-800-318-2596 to get information on all of your options.

Important:

The Biden administration has announced that, beginning Sept. 1, 2024, health insurance carriers may only offer short-term health plans in 90-day increments. You may continue to enroll clients in 182-day and 364-day plans through Aug. 31, 2024.

Under this new rule, consumers who need coverage longer than 90 days may purchase subsequent 90-day policies, but they may not purchase those policies from the same carrier within a 12-month period.