MassMutual DI: Higher Issue & Participation Limits
05-19-2022
MassMutual Strategic Distributors is very excited to announce a substantial enhancement to their Disability Income Insurance (DI) underwriting Issue & Participation (I&P) limits. I&P limits on the Radius Choice disability income insurance policy have increased up to 50% for the following occupation classes and states:
MAXIMUM ISSUE LIMIT |
5A, 4A • Ages 18-60 |
| NEW* | OLD | % Increase | |
| All states except CA, FL, and PR: | $30k | $20k | 50% |
| For CA, FL, and PR only: | $20k | $15k | 33% |
MAXIMUM PARTICIPATION LIMIT |
5A, 4A • Ages 18-60 |
| NEW | OLD | % Increase | |
|
All states except CA, FL, and PR EXISTING OTHER DI COVERAGE: |
$35k | $30k | 16% |
|
For CA, FL, and PR Only EXISTING OTHER DI COVERAGE: |
$25k | $20k | 25% |
|
For CA, FL, and PR Only EXISTING OTHER GLTD COVERAGE: |
$30k | $25k | 20% |
*When applying for the Future Insurability Option Rider (FIO) the combination of Base, Social Insurance Rider (SIR), and FIO will never exceed $20,000.
Please give us a call at 1-800-792-6795 if you have any questions or need assistance with obtaining a DI proposal!