Medical Mutual Broker Update Executive Summary

02-18-2026

Small Group · 1–50 Employees

Small Group Quoting — May 1 Effective Date Guidelines

Medical Mutual has issued updated submission requirements for agents quoting small groups with a May 1, 2026 effective date. Incomplete submissions will be returned, causing delays — get these details right upfront.

Groups with 1–6 Enrolling

FormFire submissions are required
Applications are valid for 120 days from signature to enrollment date

Groups with 7–50 Enrolling

Renewal increase ≤ 20.9% → Eligible for Simplified Underwriting; submit renewal copy at prescreen
Renewal increase ≥ 21% → FormFire required; submit renewal copy via FormFire
Submit via email: SimplifiedUnderwriting@Medmutual.com (FormFire also accepted)
7+ prescreens are valid for 90 days from quote generation to enrollment

Required Submission Information

Group Name, Address, Tax ID, SIC Code, Writing Agent/Agency, Current Carrier (virgin groups are ineligible for Simplified UW), total employees (F/T + P/T), enrolling count, membership census, and copy of current renewal.

Key Takeaway

Run a street rate via QRS on MyBrokerLink before submitting for a prescreened rate. If street rates aren't competitive, do not submit. Keep your census accurate — any changes at enrollment trigger re-underwriting. Do not prescreen more than 90 days ahead of the effective date. Note: These guidelines do not apply to ACA 1–50 groups.

Employer Groups · 51–99 Employees

New MedMutual Employer Dashboard — Rolling Out to 51–99 Groups

Detail	Information
What's New	MedMutual Employer Dashboard replaces EmployerLink as the primary admin platform
Who It Affects	Employer groups with 51–99 employees
Launch Phase	Beta test rollout — customers will be contacted directly by Medical Mutual
Email Source	Communications sent via Responsys (third-party vendor — legitimate, not spam)

Key Takeaway

The new Employer Dashboard is a modernized administration platform replacing EmployerLink. Brokers with 51–99 clients should expect their clients to receive beta test invitations. You are encouraged to proactively share this news with your clients. Contact your account representative with any questions.

Individual Market · Under Age 65

Ancillary Product Webinar — March 10, 2026

Detail	Information
Date & Time	Tuesday, March 10, 2026 at 10:00 a.m.
Host	Medical Mutual Individual Sales Team
Audience	Individual market brokers (under age 65)
Topic	Ancillary & specialty product overview

Key Takeaway

This monthly webinar is a valuable opportunity for agents who work with individual (non-Medicare, non-group) clients to learn about supplemental coverage options. Contact your Individual Account Manager to register or for more information.