Protective Classic Choice Term Repriced - Again!


Protective has once again repriced the Protective Classic Choice term  to make it more competitive than ever.  Protective's lower prices now put them in the top 3 94% of the time and in the top 5 97% of the time for monthly pay scenarios.*

Protective is committed to maintaining a competitive term solution by offering lower prices, longer term options, more flexibility and faster technology - so you can give your clients the coverage they need at the price they want.

Transition Rules

  • For paper business: applications must be signed and received on or before October 18, 2021.
  • For ticket business and direct writer: applications must be signed and received on or before November 1, 2021.
  • Any application in underwriting on October 4, 2021 may choose the version of the product (old or new) but will retain the rates they are initially quoted unless otherwise requested up until the case has been approved.
  • NY does not have a rate change but the plan codes are changing so they will follow the above rules.

Please give us a call at 1-800-792-6795 if you have any questions.

*Rankings current as of October 2021. Based on comparison of Protective Classic Choice Term monthly premiums against 23 carriers, at quinquennial ages for three Non-Tobacco underwriting classes at durations of 10, 15, 20, 25 and 30 years.