Nationwide Product Updates and Underwriting Improvements

News Image 03-02-2017

Product updates, effective March 13

  • Long-term Care Rider II will be available on Nationwide YourLife Indexed UL, Nationwide YourLife Indexed UL Accumulator and Nationwide YourLife Indexed UL Protector. Check related resources for State availability.
  • Pricing change to Nationwide YourLife Guaranteed Level Term. The majority of the changes are price decreases. The new pricing will apply to all new business. See transition rules in Related Resources.

Underwriting Improvements

The following underwriting guidelines and practice updates are effective immediately:

  • Elimination of amendment for life cases that originally applied for Preferred or Preferred Plus but were ultimately approved at Standard or better.
  • Age and amount Attending Physician Statements are no longer needed for cases with ages 18-50 and face amounts $1,000,001 - $2,000,001.
  • Mental health/anxiety/depression changes allow flexibility for Preferred rating with certain drugs and within particular guidelines.

Contact your BUA Internal Wholesaler for additional details.



BUA Internal Wholesaler
Phone: 800-792-6795