What is the Cost of Waiting?

If your clients are waiting for interest rates to go up, they may be missing out!

News Image 12-31-2012

What Are Your Clients Waiting For?

Even in a low interest rate environment, an annuity’s compounded growth and tax-deferral can grow savings faster than they may think. If they are waiting for interest rates to go up before buying an annuity, they may be missing out!

If they put $50,000 into a 5-year guaranteed annuity paying 2.00%, they would be guaranteed $55,204 at the end of five years, less any withdrawals taken.

That’s tax-deferred, compounded growth, a minimum guaranteed return and flexible access to their money along the way! Few taxable investments can complete with this blend of safety, growth and flexibility.

Here’s Another Way to Look at It
If they waited just ONE year before buying an annuity, their $50,000 would have to earn 2.51% annually for four years to catch up with the annuity earnings of $55,204.

If they waited TWO years before buying an annuity, their $50,000 would have to earn 3.36% for three years to achieve the same $55,204 you would have been guaranteed had they owned the annuity all along.

A fixed annuity may be just the solution to meet your clients’ financial needs. BUA offers a variety of annuities and options so you can select the one that fits their lifestyle and help achieve their financial goals. Help them transform their retirement dreams into reality with BUA. Contact your Brokerage Sales Consultant for more information, case design assistance and the latest rates.

A deferred annuity can provide principal protection, no matter what’s happening on Wall Street.



Business Underwriters Associates
Phone: 330.576.1100
Toll Free: 1.800.792.6795