Is Uncle Sam Breaking Your Clients’ Piggy Bank?

The Consider the Advantages of an Annuity

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Where Does Their Hard Earned Money End Up?

The annual income tax on a Certificate of Deposit (CD) can take a big bite out of your clients’ hard earned savings. If they use CD’s to regularly access their money, a fixed annuity from one of BUA’s carriers can offer several ways for them to access their funds without penalty.

Key Differences Between CDs and Annuities

Attribute
Certificate of Deposit
Deferred Annuity
Principal Protection*
YES
YES
Guaranteed Growth
YES
YES
Flexible Withdrawal Options
YES
Tax-Deferrred Compounded Growth
YES
Lifetime Income Options
YES
Guaranteed Survivor Benefits
YES
Probate Avoidance
YES
Exempt from Creditors (most states)
YES

A fixed annuity may be just the solution to meet your clients’ financial needs. BUA offers a variety of annuities and options so you can select the one that fits their lifestyle and help achieve their financial goals. Help them transform their retirement dreams into reality with BUA. Contact your Brokerage Sales Consultant for more information, case design assistance and the latest rates.





*Please note that while annuities offered by many of the insurance companies represented by BUA offer products that provide principal protection, not all deferred annuities provide this feature. The table above is for illustrative purposes only and is not intended as tax or financial advice.

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Business Underwriters Associates
Phone: 330.576.1100
Toll Free: 1.800.792.6795
info@buaweb.com