American Nat'l Life Ins TX Page 1 of 1 Data for Year-End 2009 from the life insurance companies' statutory annual statements. All dollar amounts are in thousands. All ratings shown are current as of July 01, 2010. Presented by: Michelle Lauritzen, 3700 Embassy Drive, Akron, OH 44333 Phone: 330-576-1100 Email: michellel@buaweb.com Group Affiliation: American National Group Address: One Moody Plaza Galveston TX 77550-7999 Phone: 409-763-4661 Ratings A.M. Best Company(Best's Rating, 15 ratings) A (3) Standard & Poor's(Financial Strength, 20 ratings) AA- (4) TheStreet.com(Safety Rating, 16 ratings) B- (6) Comdex(Percentile in Rated Companies) 90 Invested Assets Total Invested Assets 120,438 Bonds - 90.3% Stocks - 2.6% Mortgages - 0.0% Real Estate - 0.0% Policy Loans - 3.7% Cash & Short-Term - 3.4% Other - 0.0% 90.3% 2.6% 3.7% 3.4% Non-Performing Assets Bonds In or Near Default 1.0% Problem Mortgages 0.0% Real Estate Acquired by Foreclosure 0.0% Total Non-Performing Assets/Surplus & AVR 1.0% As a Percent of Invested Assets 0.2% Income & Earnings Total Income 120,593 Net Premiums Written 105,097 Earnings Before Dividends and Taxes -20,950 Net Operating Earnings -13,378 Domicile: TX NAIC Number: 71773 Year Established: 1954 Company Type: Stock Assets & Liabilities Total Admitted Assets 125,415 Total Liabilities 98,747 Separate Accounts 0 Total Surplus & AVR 27,299 As % of General Account Assets 21.8% Investment Yields 0.0% 2.0% 4.0% 6.0% 8.0% 2005 Yields - 6.01% 2006 Yields - 5.74% 2007 Yields - 5.51% 2008 Yields - 5.43% 2009 Yields - 5.11% 5 Year Average 5.56% Bond Quality Class 1 Highest - 73.2% Class 2 Higher - 24.8% Class 3 Medium- 0.9% Class 4 Low - 0.0% Class 5 Lower - 0.9% Class 6 In or Near Default - 0.2% 73.2% 24.8%