John Hancock U.S.A. Page 1 of 1 Data for Year-End 2009 from the life insurance companies' statutory annual statements. All dollar amounts are in thousands. All ratings shown are current as of July 01, 2010. Presented by: Michelle Lauritzen, 3700 Embassy Drive, Akron, OH 44333 Phone: 330-576-1100 Email: michellel@buaweb.com Group Affiliation: Manulife Financial Address: 601 Congress Street Boston MA 02210 Phone: 617-854-4300 Ratings A.M. Best Company(Best's Rating, 15 ratings) A+ (2) Standard & Poor's(Financial Strength, 20 ratings) AA+ (2) Moody's(Financial Strength, 21 ratings) Aa3 (4) Fitch Ratings(Financial Strength, 21 ratings) AA (3) TheStreet.com(Safety Rating, 16 ratings) B (5) Comdex(Percentile in Rated Companies) 97 Invested Assets Total Invested Assets 86,553,246 Bonds - 61.7% Stocks - 3.0% Mortgages - 14.6% Real Estate - 3.4% Policy Loans - 5.6% Cash & Short-Term - 8.1% Other - 3.6% 61.7% 3.0% 14.6% 3.4% 5.6% 8.1% 3.6% Non-Performing Assets Bonds In or Near Default 4.2% Problem Mortgages 0.2% Real Estate Acquired by Foreclosure 0.1% Total Non-Performing Assets/Surplus & AVR 4.4% As a Percent of Invested Assets 0.3% Income & Earnings Total Income 20,491,933 Net Premiums Written 12,925,206 Earnings Before Dividends and Taxes 729,245 Net Operating Earnings 605,509 Domicile: MI NAIC Number: 65838 Year Established: 1955 Company Type: Stock Assets & Liabilities Total Admitted Assets 203,396,347 Total Liabilities 198,377,734 Separate Accounts 112,872,880 Total Surplus & AVR 5,763,204 As % of General Account Assets 6.4% Investment Yields 0.0% 2.0% 4.0% 6.0% 8.0% 2005 Yields - 6.56% 2006 Yields - 6.44% 2007 Yields - 6.89% 2008 Yields - 5.71% 2009 Yields - 5.10% 5 Year Average 6.14% Bond Quality Class 1 Highest - 64.6% Class 2 Higher - 28.6% Class 3 Medium- 3.6% Class 4 Low - 2.0% Class 5 Lower - 0.8% Class 6 In or Near Default - 0.4% 64.6% 28.6% 3.6% 2.0%