Genworth Single Premium Fixed Indexed Annuity $25,000 Band $100,000 Band $250,000 Band Performance Triggered Annual Pt. to Pt. 3.00% 3.50% 3.70% (Credits declared rate if S&P 500 stays flat or shows any growth) Annual Cap Strategy 3.50% 4.00% 4.20% Monthly Cap Strategy 1.65% 1.85% 1.95% Fixed Rate Strategy 1.70% 1.85% 1.85% GMWB Rider Costs 80 bps 80 bps 80 bps ING USA Flexible Premium Fixed Index Annuity $15,000 Band $75,000 Band Interest Rate Benchmark Strategy 4.00x Multiplier 5.50x Multiplier Point to Point Cap Stategy 3.25% 4.25% Monthly Cap Index Strategy 1.50% 1.90% Fixed Rate Strategy 1.50% 1.50% GMWB Rider Costs 65 bps 65 bps The Standard Single Premium Multi-Year Guarantee Annuity $15,000 Band $100,000 Band FIVE Year Initial Guarantee Period 1.90% 2.00% SIX Year Initial Guarantee Period 2.40% 2.50% TEN Year Initial Guarantee Period 2.75% 2.85% ING USA Single Premium Fixed Indexed Annuity $15,000 Band $75,000 Band Premium Bonus 5.00% 5.00% Annual Point to Point with Cap 2.00% 3.50% Monthly Cap Option 1.10% 1.15% Fixed Rate Strategy 1.50% 1.50% GMWB Rider Costs 65 bps 65 bps No Rate Changes Announced at this time. Check BUAWEB.COM for the latest announcements. For Agent Use Only. Not all products available in all states. Rates subject to change without notice. SecureLiving Index 7 Rates Change Often - Please Call 1.800.792.6795 to Confirm. Weekly Annuity Hot Sheet As of : December 12, 2011 Visit BUAWEB.COM for a complete listing of annuity products, rates, applications and commissions. Secure Index Opportunities Plus Focus Growth Annuity Secure Index Seven Upcoming Rate Changes Business Underwriters Associates