Who is ROSCOE?
12-01-2009
The statistics of the number of people who have been diagnosed with high blood pressure, elevated cholesterol, obesity, diabetes, and cardiac issues have been increasing over the years. While doctors and others in the medical field are fighting to find cures, patients are diligently searching for ways to improve their health situations by working out, changing their diets, and improving their lifestyles.
West Coast Life designed on their Lifetime Advantage Plus UL, the Return of Substandard Charges Option Rider (ROSCOE), to encourage individuals to improve their health through key lifestyle changes, with a goal of outliving their life expectancies. Upon expiration of the rating period (15-20years), all substandard charges associated with the rider will be returned as a credit to the policy value, and the substandard charges will be reduced to standard charges. Although your client may have been rated for their build or their diabetes, there is comfort in knowing that all their hard work to improve and stabilize their health will pay off and in increase their cash values growing tax deferred within their UL policy.
Give your BUA Life Marketer a call today and see how ROSCOE from WCL can help you place more business!
