PruLife Universal Plus 2010: Re-priced, Enhanced and Ready to Sell!

News Image 07-01-2010

Do you have clients who are looking for a universal life product but don’t want to be tied to an unstable stock market? Prudential’s newly re-priced UL Plus is perfect for them- it offers conservative cash value growth with a choice of No-Lapse Guarantee protection periods.

New improvements for your clients:

  • Improved 20th and 30th year cash values
  • Increased potential for early cash value
  • Reduction of minimum face amount of the Enhanced
  • Cash Value Rider from $500,000 to $250,000
  • Introduction of a new no-cost rider- MyNeeds Benefit. This automatic rider waives surrender and/or withdrawal charges if the insured is confined to nursing home or hospice care prescribed by a physician
  • Preferred loan spread only 5 basis points

    New improvements for you, the producer:
  • Improved competitiveness especially for 20th year cash value and overfunded scenarios
  • Higher max incomes
  • Increased Commission Target Premiums (CTP) & Tiered Commission Target Premiums (TCTP)
  • CTP will be increased by 10-15% (depending on face amount)

    PRU’s TCTP offers an additional opportunity for compensation by layering first year comp for highly funded cases

    Are your clients looking for a life insurance policy that offers protection plus cash value potential? Tell them about UL Plus!

    • AgentSuite

    Contact

    BUA Life Marketing
    Phone: 330.576.1100
    Toll Free: 1.800.792.6795
    info@buaweb.com