West Coast Life's
NEW Liberalized Underwriting Stance on MVRs & Moving Violations
06-10-2008
Do You Have an Applicant With a Lead Foot?
Did you know that we recently liberalized our underwriting stance regarding MVRs & moving violations? While two moving violations will still qualify for preferred at best, your applicants can now have three before being offered standard. You may wonder what a few speeding tickets have to do with your client’s mortality. According to the National Highway Traffic Safety Administration, motor vehicle crashes are the leading cause of death for people of every age from 2 through 34.
A DUI/DWI or reckless driving charge in the past five years is still standard at best. We typically cannot consider applicants with multiple DUIs. Alcohol impaired driving fatalities account for 32% of the total motor vehicle traffic fatalities in the United States. While we certainly don’t condone speeding, when you have an applicant with a lead foot, hurry on over to West Coast Life!
